Company Profile · Financial Services

Synchrony Financial

SYF · US
Exchange
US
Country
USA
IPO date
Jul 31, 2014
Employees
20,000
Current Price
$75.26
Live · Jun 18, 2026
Fair Buy
≤ $62
Margin-of-safety entry
Baillie Growth Score
38/100
Weak
Intrinsic Value · Three-Tier Range Current price $75.26 Live · Within the fair intrinsic-value range

Composite valuation range · conservative $62–$72 / fair $75–$88 / optimistic $90–$105. At $75.26, Within the fair intrinsic-value range.

At publication $71.47 (May 29, 2026)

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Synchrony Financial, together with its subsidiaries, operates as a consumer financial services company in the United States. The company provides credit products, such as credit cards, commercial credit products, and consumer installment loans. It also offers private label credit cards, dual and general purpose co-branded cards, short- and long-term installment loans, and consumer banking products; and deposit products, including certificates of deposit, individual retirement accounts, money market accounts, savings accounts, and sweep and affinity deposits, as well as accepts deposits through third-party firms. In addition, the company provides debt cancellation products to its credit card customers through online and mobile channels; and healthcare payments and financing solutions under the CareCredit and Walgreens brands; payments and financing solutions in the apparel, specialty retail, outdoor, music, and luxury industries, such as American Eagle, Dick's Sporting Goods, Guitar Center, Pandora, Polaris, Suzuki, and Sweetwater. It offers its credit products through programs established with a group of national and regional retailers, local merchants, manufacturers, buying groups, industry associations, and healthcare service providers; and deposit products through various channels, such as digital and print. It serves digital, health and wellness, retail, home, auto, telecommunications, pet, outdoor, and other industries. The company was founded in 1932 and is headquartered in Stamford, Connecticut.

Market cap$25.33B
Revenue (TTM)$9.89B
Profit margin36.39%
ROE21.78%
P/E (TTM)7.79
Forward P/E8.1
PEG2.19
EPS$9.66
Dividend yield1.61%
52-week range$60.47 – $88.05
Analyst target$89.22
Analyst rating4.0 / 5

Data from EODHD, shown in the reporting currency; for reference only, not investment advice.

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